NPST, a leading digital banking and payments technology company, announced the integration of its switching infrastructure and the successful go-live on NPCI’s latest UPI solutions, launched at GFF 2025.
NPST is part of the NPCI Partner Program. Through its switching infrastructure, it enables banks and payment platforms to leverage advanced authentication, seamless onboarding, efficient transaction management, and interoperable payment features. This integration significantly enhances the digital banking, and payments experience for millions of users.
The UPI solutions launched at GFF 2025 brings a range of innovative features aimed at enhancing the UPI ecosystem and user experience. One of the key introductions is Face Authentication, which streamlines the UPI onboarding process by leveraging UIDAI app-based biometrics, eliminating the traditional requirement of a debit card for setting the UPI PIN. Complementing this is Bio Authentication, allowing users to authorize UPI payments through their device biometrics, thereby removing the need to manually enter a PIN for transaction authentication.
To facilitate seamless recurring payments, UPI Reserve Pay enables users to authorize multiple transactions under a single approval, while Interoperable Autopay expands this convenience by allowing recurring payments across different banks and platforms, ensuring true interoperability. For businesses, Multi-Signatory Account Onboarding provides a secure and efficient method for onboarding accounts that require multiple levels of approval. Enhancing user support, the UPI Help Assistant offers contextual, real-time assistance, which not only improves user engagement but also reduces turnaround times and elevates the overall user experience.
Rounding off these advancements is UPI Circle My Device (IoT Payments), which integrates UPI functionality into smart devices such as watches, TVs, cars, and voice assistants—effectively enabling users to make payments without depending solely on their mobile phones.
Commenting on the launch, Deepak Chand Thakur, Chairman and Managing Director, NPST said, “The launch of these UPI features represents a leapfrog in the evolution of India’s digital payments ecosystem, moving beyond incremental progress to set new benchmarks for seamlessness, security, and scalability. By simplifying operational complexity, it empowers businesses and consumers alike to transact with confidence, efficiency, and trust.”
